http://www.thisamericanlife.org/radio-a ... en-segarra
Comments regarding have even made it into mainstream media:
http://www.usatoday.com/story/money/bus ... /16338577/
Segarra found a culture in which regulators were cozy with the banks they worked with and where managers were loath to say or do anything that might upset them.
Welcome to the American regulatory system, ladies and gentlemen! May comment more when I have the time.